David BAKER and Lee J. Baker, Appellees, v. The AMERICAN INSURANCE COMPANY OF NEWARK, NEW JERSEY, Appellant. No. 9001.United States Court of Appeals, Fourth Circuit.Argued September 24, 1963. Decided November 18, 1963. Page 749 W. Ray Berry and Douglas L. Hinds, Columbia, S.C. (J. Monroe Fulmer and Fulmer, Barnes Berry, Columbia, S.C., on the brief), […]